Does Renters Insurance Cover Natural Disasters? Flood, Fire & Storm
Renters insurance can protect you when a disaster damages your belongings, but “disaster” is broader than what a standard policy covers. Fire, smoke, lightning, wind, and hail are commonly covered causes of loss. Flooding and earthquakes, however, are usually excluded and require separate coverage. That distinction matters as renters face heavier rain, strong storms, wildfires, ...
